J & T McDowall

Hi we are James, Tracey and Daniel McDowall. James is an Electrical Engineer, and Tracey has her own career coaching business alongside being a mother. We both have Christian families who treat the stewardship of money as an important value.We were encouraged to join Liberty Trust by James’ parents, and know other people who are part of it, and so making the decision to join up and start contributing was not a hard one. We have a lot of belief in the mission of Liberty Trust as well as the stewardship. We have contributed knowing that our contributions will not only help us, but will also be used to help others get out of debt. It feels so much better than giving money to the bank. Through the years between starting contributing and receiving the loan, a lot has happened with us getting married, changing jobs, and God blessing us with a great little house to call our own.In early 2014, we were excited to find out Tracey was pregnant with our first child. Then shortly following that, we were informed that the loan was going to be made available. The timing of receiving the loan was God sent, as we received the funds within weeks of the birth of our son Daniel.We are hugely blessed to be able to make a real dent in our mortgage to the bank, and start making significant progress to being out of debt. We look forward to Daniel being able to enjoy growing up in a home that we are secure in our ownership of.

A verse that we are enjoying at the moment is Proverbs 3:5 “Trust in the Lord with all your heart and lean not on your own understanding; in all your ways submit to him, and he will make your paths straight.

28 March 2015